Self-Employed? Here Are Some Tips for Obtaining a Mortgage
Self-employment is one of the biggest rising trends in today’s working world. Freelancers, entrepreneurs, independent contractors – these are the people who are driving much of the 21st century working...
View ArticleUnderstanding Mortgage Penalties
Mortgage penalties can be a source of concern for any mortgage holder, and for many Canadians, just calculating the cost of breaking a mortgage has been a major cause of headaches and confusion. Often,...
View ArticleSummer Home Selling and Why Your Landscaping is Critical
Preparing your home for a sale usually means more than just staging the interior. It is important to be aware of what’s outside of the house as well. This is especially true in the summertime when...
View ArticleHow Gross Debt Ratio & Total Debt Ratio Affect Your Mortgage
The ultimate question to ask yourself when you’re thinking about buying a property is: can you afford it? The fact is, taking on a mortgage means that you will have a significant amount of debt to pay...
View ArticleChoosing Between Fixed and Variable Rate Mortgages
If you’re a first-time home buyer, you will be faced will all sorts of new decisions, not just about your new home itself but also about other important factors like your mortgage. And just like...
View ArticleThree Tips to Spruce Up Your Credit Rating Before Applying for a Mortgage
If you’re planning on applying for a mortgage, it’s critical to ensure that you have a good credit rating before you make an application. A bad credit score could mean that you are faced with extra...
View ArticleSave an Extra $100 Per Month to Apply to Your Mortgage
Making those monthly mortgage payments can be tough, especially during an economic recession. However, there are things you can do to make meeting those mortgage payments easier. With the summer months...
View Article4 Questions You Have to Ask Before Buying a House
Before you can call a house, home, sweet home, it’s important to do your homework. For most families a home is the single largest financial transaction of their lifetime. Home buying mistakes are best...
View ArticleCanada’s Real Estate Future
With the household debt-to-income ratio near a record high, there’s been a lot of speculation about the future of Canada’s real estate market. Although we don’t have a crystal ball, that hasn’t stopped...
View ArticleShould I Fix it Myself or Hire a Professional?
News flash: it’s expensive to buy a home in a big city. The average price of a detached home is over $1 million in Toronto and Vancouver. Skyrocketing real estate prices has prospective homeowners...
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